Relay vs Every

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	RelayRelay Financial	EveryEvery
In one line	Checking with up to 20 accounts for envelope budgeting	Banking, bookkeeping, and payroll in one back office for startups
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Starter free (20 checking accounts); Grow $30/mo adds approval rules and recurring invoices; Scale $120/mo ($90 limited-time) adds free same-day ACH and 50 accounts	Banking free; bookkeeping from $330/mo; taxes from $1,500/yr; payroll from $25/employee/mo; bundles from $1,000/mo
Pricing model	Free	Free tier
Free trial	—	—
Users	Unlimited	Unlimited
Both connect to	QuickBooks Online
Also connects to	Xero	No others on record
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people
Available in	US	US
Phone support	Scale only	None listed
Live chat	None listed	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Relay Financial.	0 incidents posted on Every's status page, which covers all Every products and regions, in the 90 days to Oct 27, 2026. Status page
Trustpilot score	4.3 / 5 from 3,805 reviews	2.8 / 5 from 3 reviews (few reviews)
Fit: Retail shop	75	30
Fit: Restaurant or café	75	25
Fit: Service business	85	60
Fit: Agency or studio	70	75
Fit: Trades or contractor	85	35
Fit: Online store	70	60
Why people pick it	20 accounts for budgeting Cash deposits via ATM	One vendor for bank, books, taxes Free banking tier
Where it falls short	No lending products	US only Bookkeeping fee is higher than DIY software
	Visit Relay ↗	Visit Every ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

Every: partner link. We may earn a commission; it never affects rankings.