Xero
Xero Ltd
Cloud accounting with unlimited users on every plan
Xero competes with QuickBooks on cleaner design and unlimited users. The Early plan caps invoices and bills, so most growing businesses land on Growing. Projects add-on handles job tracking.
Cost at your size
Xero costs $27 a month for one seat.
Xero costs $4 more than the median accounting tool for one seat ($23).
Xero pays for itself if it saves less than an hour a month at $30 an hour, our assumption.
Change assumptions
Figures from the vendor's published prices. How we calculate prices
What Xero connects to
E-commerce
Banking
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Invoicing & payments
Show all 9Show fewer
Expense management
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Point of sale, payroll & HR, e-commerce, banking, invoicing & payments and expense management tools in our catalog · found on vendor and marketplace pages, October 2026 · 38 of 40 checked by us
Has a Zapier app · The vendor lists 1,000+ integrations
Sources
- Square POS: apps.xero.com/us/search/app/square, found 2026-10-12, checked 2026-10-15
- Shopify POS: apps.xero.com/us/search/app/shopify, found 2026-10-12, checked 2026-10-15
- SumUp: help.sumup.com/en-GB/articles/40kv0a4cBysasUUXN3zkpc-link-accounting-software-sumup, found 2026-10-12, checked 2026-10-15
- Lightspeed Restaurant: k-series-support.lightspeedhq.com/hc/articles/1260806519370, found 2026-10-12, checked 2026-10-15
- Helcim: learn.helcim.com/docs/using-helcim-integrations, found 2026-10-12, checked 2026-10-15
- Gusto: support.gusto.com/article/106622037100000/app-directory-and-software-integrations-overview, found 2026-10-12, checked 2026-10-15
- Rippling: apps.xero.com/us/search/app/rippling, found 2026-10-12, checked 2026-10-15
- Deel: help.letsdeel.com/hc/en-gb/articles/46057955155217-Accounting-Integrations-Overview, found 2026-10-12, checked 2026-10-15
- OnPay: apps.xero.com/us/search/app/onpay, found 2026-10-12, checked 2026-10-15
- Payoneer Workforce Management: skuad.io/integrations?45f52245_page=11, found 2026-10-22
- Shopify: apps.xero.com/us/search/app/shopify, found 2026-10-12, checked 2026-10-15
- WooCommerce: woocommerce.com/document/xero/, found 2026-10-12, checked 2026-10-15
- Mercury: support.mercury.com/hc/en-us/articles/46240197437844, found 2026-10-12, checked 2026-10-15
- Relay: relayfi.com/hc/en-us/articles/360060916631-What-platforms-does-Relay-work-with/, found 2026-10-12, checked 2026-10-15
- Bluevine: brandfolder.xero.com/8HSCTPAX/as/3kxv8csf4khmbjqt9sgkjwp/Financial_Services_-_Bank_Feeds_US, found 2026-10-12, checked 2026-10-15
- Novo: novo.co/help/which-accounting-tools-can-i-connect-to-my-account, found 2026-10-12, checked 2026-10-15
- Found: brandfolder.xero.com/8HSCTPAX/as/3kxv8csf4khmbjqt9sgkjwp/Financial_Services_-_Bank_Feeds_US, found 2026-10-12, checked 2026-10-15
- Lili: support.lili.co/hc/en-us/articles/4828650614682-My-Lili-Account-and-Xero, found 2026-10-12, checked 2026-10-15
- Rho: rho.co/integrations, found 2026-10-12, checked 2026-10-15
- Chase Business Complete Banking: brandfolder.xero.com/8HSCTPAX/as/3kxv8csf4khmbjqt9sgkjwp/Financial_Services_-_Bank_Feeds_US, found 2026-10-12, checked 2026-10-15
- Bank of America Business Advantage: xero.com/us/accounting-software/connect-your-bank/, found 2026-10-12, checked 2026-10-15
- Wise Business: wise.com/help/articles/2960247/connecting-your-wise-account-with-accounting-software, found 2026-10-12, checked 2026-10-15
- Stripe Invoicing: apps.xero.com/us/search/app/stripe, found 2026-10-12, checked 2026-10-15
- Square Invoices: squareup.com/us/en/invoices, found 2026-10-12, checked 2026-10-15
- BILL: vendorpayhelp.bill.com/hc/en-us/articles/360007952092-Accounting-systems-we-sync-with, found 2026-10-12, checked 2026-10-15
- PayPal Invoicing: paypal.com/us/cshelp/article/what-is-paypal-accounting-sync-help1333, found 2026-10-12, checked 2026-10-15
- Bonsai: help.hellobonsai.com/en/collections/96956-integrations, found 2026-10-12, checked 2026-10-15
- Melio: help.melio.com/hc/en-us/categories/4945017248412-Integrations, found 2026-10-12, checked 2026-10-15
- Harvest: help.getharvest.com/harvest/integrations/accounting-integrations/xero/, found 2026-10-12, checked 2026-10-15
- Invoice2go: apps.xero.com/us/search/app/invoice2go, found 2026-10-12, checked 2026-10-15
- eBillity: support.ebillity.com/help/connecting-xero-to-timetracker, found 2026-10-29
- Ramp: support.ramp.com/ramp-accounting-integrations-directory, found 2026-10-12, checked 2026-10-15
- Brex: brex.com/support/erp-integrations, found 2026-10-12, checked 2026-10-15
- Expensify: help.expensify.com/new-expensify/hubs/connections/, found 2026-10-12, checked 2026-10-15
- BILL Spend & Expense: bill.com/integrations/explore, found 2026-10-12, checked 2026-10-15
- Zoho Expense: marketplace.zoho.com/app/expense/xero-for-zoho-expense, found 2026-10-12, checked 2026-10-15
- Sage Expense Management: help.fylehq.com/en/collections/215867-integrations-with-fyle, found 2026-10-12, checked 2026-10-15
- Shoeboxed: shoeboxed.com/support/category/integrations, found 2026-10-12, checked 2026-10-15
- Navan: apps.xero.com/us/search/app/navan-expense, found 2026-10-12, checked 2026-10-15
- Rydoo: help.rydoo.com/hc/en-be/categories/8079570178332-Integrations, found 2026-10-12, checked 2026-10-15
Getting help with Xero
- How to reach them
- Web form: every plan · 24/7
- Help center: every plan
- Onboarding
- Free personalized onboarding from a product specialist for the first 90 days (plans not stated)
26 incidents posted on Xero Ltd's status page, which covers all Xero Ltd products and regions, in the 90 days to Oct 27, 2026; 10 marked major or critical by Xero Ltd. Status page
A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.
From Xero Ltd's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- xero.com/us/about/contact/, read 2026-10-13
- xero.com/us/pricing-plans/, read 2026-10-13
- central.xero.com, read 2026-10-13
- Web form: “If you still have questions, use the Contact Xero Support button at the bottom of any article to raise a case.” (xero.com/us/about/contact/)
- Web form hours: “With Xero you get free online support 24/7 from our customer support team.” (xero.com/us/about/contact/)
- Help center: “If you're looking for answers, start by searching the support articles in Xero Central.” (xero.com/us/about/contact/)
- Onboarding: “Free, personalized onboarding from a product specialist for your first 90 days.” (xero.com/us/pricing-plans/)
What reviewers say about Xero
- Capterra4.4 / 5 · 3,332 reviews
- Trustpilot4.1 / 5 · 11,478 reviews
- G2See reviews on G2
- US App Store (iPhone app)4.7 / 5 · 1,694 ratings
- Google Play (Android app)4.3 / 5 · 21,249 ratings
Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. Scores read Oct 28, 2026. How we show reviews
Recent changes at Xero
- Oct 2026LaunchXero offers UAE eInvoicing through the accredited provider Casim at no extra cost on its Starter, Standard and Premium plans. blog.xero.com
- Aug 2026LaunchLaunched built-in US payroll, run by Gusto, for eligible US customers. xero.com
- Jul 2026LaunchAdded Ultra, a plan for larger Australian businesses with multi-entity support, at A$500 a month including GST. xero.com
- Mar 2026LaunchUS customers can now pay bills online directly from Xero. xero.com
Picked from Xero Ltd's own pages and the press, reviewed by us before publishing · checked weekly, last check Oct 26, 2026 · How we pick news
Why people pick it
- Unlimited users
- Clean interface
- Good for multi-currency
Where it falls short
- Early plan limits are tight
- Fewer US accountants use it
Alternatives in accounting
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