Rho
Rho
Free checking with no-fee wires, cards, and bill pay
Rho is a fintech platform, banking through Webster Bank and Lead Bank, that bundles checking, corporate cards, expenses, bill pay, and invoicing with no monthly or per-user fees. Domestic wires and same-day ACH are free; international payments cost 1% plus an optional $15 SWIFT fee. It suits an online or B2B company paying many vendors. There is no way to deposit cash, so a cash-heavy business should look elsewhere.
What Rho connects to
Accounting
Accounting tools in our catalog · found on vendor and marketplace pages, October 2026 · 3 of 3 checked by us
Sources
- QuickBooks Online: rho.co/help-center/accounting, found 2026-10-12, checked 2026-10-15
- Xero: rho.co/integrations, found 2026-10-12, checked 2026-10-15
- Puzzle: rho.co/help-center/accounting, found 2026-10-12, checked 2026-10-15
Getting help with Rho
- How to reach them
- Phone: every plan · 24/7
- Email: every plan · 24/7
- Live chat: every plan · 24/7
1 incident posted on Rho's status page in the 90 days to Oct 27, 2026; 1 marked major or critical by Rho. Status page
A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.
From Rho's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- rho.co/help-center, read 2026-10-13
- rho.co/pricing, read 2026-10-13
- Phone: “Phone: 1 (855) 743-8746 — that's 1-855-7-GETRHO” (rho.co/help-center)
- Phone hours: “When you contact Rho support, you reach a real human — 24/7, on every account, at no cost.” (rho.co/help-center)
- Email: “Email: clientservice@rho.co” (rho.co/help-center)
- Email hours: “When you contact Rho support, you reach a real human — 24/7, on every account, at no cost.” (rho.co/help-center)
- Live chat: “Live chat: log in to Rho (web or mobile app), click Help in the lower left, and select 24/7 live support” (rho.co/help-center)
- Live chat hours: “Every channel is staffed around the clock, every day of the year.” (rho.co/help-center)
What reviewers say about Rho
- Capterra5.0 / 5 · 2 reviews · few reviews
- Trustpilot4.2 / 5 · 41 reviews
- G2See reviews on G2
- US App Store (iPhone app)4.6 / 5 · 51 ratings
Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. Scores read Oct 28, 2026. How we show reviews
Recent changes at Rho
- Sep 2026LaunchLaunched Rho Capital, a revolving working-capital line customers can draw on and repay over up to 180 days. rho.co
- Aug 2026LaunchAdded Delaware C-Corp incorporation in the same flow as opening an account, with LLCs to follow. rho.co
- Aug 2026LaunchCustomers can now pay invoices by card or Google Pay, with 2.9% plus 30 cents taken from each card payment. rho.co
- Jun 2026LaunchInvoicing gained a branded payment portal and recurring invoices, free for all customers. rho.co
- Mar 2026LaunchAdded invoicing in beta, with payments matched to invoices automatically. rho.co
Show all 6Show fewer
- Feb 2026LaunchAdded mobile deposits from linked external accounts in the app. rho.co
Picked from Rho's own pages and the press, reviewed by us before publishing · checked weekly, last check Oct 26, 2026 · How we pick news
Why people pick it
- Free domestic wires and same-day ACH
- Cards, bill pay, and expenses in one account
Where it falls short
- No cash deposits
- No interest on checking or on savings under $25K
Alternatives in banking
Are you Rho? Feature Rho at the top of banking, or sponsor it in search and the quiz, from $99 a month. You can also manage its links or correct the listing.