Mercury
Mercury
Business checking built for online companies
Mercury is a fintech, not a bank, with FDIC coverage through partner banks. It charges no monthly fees and has virtual cards and good software. Cash deposits are the weak spot.
What Mercury connects to
Accounting
Accounting tools in our catalog · found on vendor and marketplace pages, October 2026 · 4 of 4 checked by us
Has a Zapier app
Sources
- QuickBooks Online: support.mercury.com/hc/en-us/articles/46240197437844, found 2026-10-12, checked 2026-10-15
- Xero: support.mercury.com/hc/en-us/articles/46240197437844, found 2026-10-12, checked 2026-10-15
- Puzzle: help.puzzle.io/en/articles/8992050-integrations-overview, found 2026-10-12, checked 2026-10-15
- Kick: docs.kick.co/integrations/integrations, found 2026-10-12, checked 2026-10-15
Getting help with Mercury
- How to reach them
- Email: plans not stated
- Web form: plans not stated
- Hours
- Hours not published
- Onboarding
- Dedicated relationship manager (plans not stated)
- Implementation services (plans not stated)
5 incidents posted on Mercury's status page in the 90 days to Oct 27, 2026; 0 marked major or critical by Mercury. Status page
A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.
From Mercury's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- mercury.com/contact, read 2026-10-13
- mercury.com/pricing, read 2026-10-13
- Email: “Email or contact support via your Mercury dashboard” (mercury.com/pricing)
- Web form: “Have an account? Log in to message our support team.” (mercury.com/contact)
- Onboarding: “Dedicated relationship manager” (mercury.com/pricing)
- Onboarding: “Implementation services” (mercury.com/pricing)
What reviewers say about Mercury
- Capterra4.9 / 5 · 58 reviews
- Trustpilot3.9 / 5 · 2,876 reviews
- G2See reviews on G2
- US App Store (iPhone app)4.9 / 5 · 13,528 ratings
- Google Play (Android app)4.5 / 5 · 2,404 ratings
Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. Scores read Oct 28, 2026. How we show reviews
Recent changes at Mercury
- Noticed Oct 2026PriceMercury Plus is now $29.90/mo billed annually, down from the catalog's $35/mo, and the page adds a Pro plan at $299/mo; the free plan stays at $0. mercury.com
- Sep 2026LaunchLaunched Mercury Books, accounting software built into the account that pulls in and reconciles banking, card and invoice data. mercury.com
- Aug 2026LaunchThe Invoicing API is now open on all plans, with unlimited invoices. mercury.com
- Aug 2026LaunchAdded free real-time payments that arrive in seconds, any day and hour, on accounts held through Column, N.A. mercury.com
- Aug 2026LaunchLaunched Mercury Spend for expense management, with team cards tied to budgets, spending policies and automatic receipt collection. mercury.com
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- Jul 2026LaunchExpense reimbursements for unlimited team members are now available on every plan. mercury.com
- Jul 2026LaunchBusinesses can now order up to six free checkbooks a year from the dashboard. mercury.com
Picked from Mercury's own pages and the press, reviewed by us before publishing · checked weekly, last check Oct 26, 2026 · How we pick news
Why people pick it
- No fees
- Clean software and API
Where it falls short
- No cash deposits
- Not a chartered bank
Alternatives in banking
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