Wise Business
Wise
Multi-currency account for paying and getting paid abroad
Wise Business holds and converts dozens of currencies at the mid-market rate and gives you local account details to get paid like a local in several countries. It costs a one-time $31 setup fee, then a fee per conversion that varies by currency. Wise Business is for online sellers and agencies with overseas clients or suppliers, as a second account next to their main bank. A local business that only needs a checking account will find little use for it.
What Wise Business connects to
Accounting
Accounting tools in our catalog · found on vendor and marketplace pages, October 2026 · 4 of 4 checked by us
Sources
- QuickBooks Online: wise.com/help/articles/2960247/connecting-your-wise-account-with-accounting-software, found 2026-10-12, checked 2026-10-15
- Xero: wise.com/help/articles/2960247/connecting-your-wise-account-with-accounting-software, found 2026-10-12, checked 2026-10-15
- Wave: wise.com/us/business/wave, found 2026-10-12, checked 2026-10-15
- Zoho Books: wise.com/us/business/accounting-software, found 2026-10-12, checked 2026-10-15
Getting help with Wise Business
- How to reach them
- Phone (US): every plan · 24/7
- Help center: every plan
5 incidents posted on Wise's status page, which covers all Wise products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Wise. Status page
A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.
From Wise's support and pricing pages, October 2026 · checked by us 2026-10-15 · How we gather this
Sources
- wise.com/help/contact, didn't load for us 2026-10-13
- wise.com/help/articles/4ijaGT6BdeHNVjzbRip4gI/how-do-i-get-help-from-wise, read 2026-10-13
- wise.com/us/pricing/business, read 2026-10-13
- Phone: “If you're in the US and can't log in, you can call Wise on our toll-free number: +1 888 501 4041.” (wise.com/help/articles/4ijaGT6BdeHNVjzbRip4gI/how-do-i-get-help-from-wise)
- Phone hours: “Note that our phone lines are open 24/7.” (wise.com/help/articles/4ijaGT6BdeHNVjzbRip4gI/how-do-i-get-help-from-wise)
- Help center: “The fastest way to get help is to first check our Help Centre — most answers are already here.” (wise.com/help/articles/4ijaGT6BdeHNVjzbRip4gI/how-do-i-get-help-from-wise)
What reviewers say about Wise Business
- Capterra3.7 / 5 · 91 reviews
- G2See reviews on G2
Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. Scores read Oct 14, 2026. How we show reviews
Why people pick it
- Mid-market exchange rate
- Local account details abroad
Where it falls short
- Not a full US bank account; pair it with one
- Fees on every conversion
Alternatives in banking
Are you Wise? Feature Wise Business at the top of banking, or sponsor it in search and the quiz, from $99 a month. You can also manage its links or correct the listing.