Shopify Capital

Shopify

Funding for Shopify stores, repaid from a share of daily sales

Shopify offers funding to stores that have sold on Shopify for at least 90 days, with no credit check. A fixed percentage of daily sales repays it, so payments shrink in slow weeks, within an 18-month limit. It is only for Shopify merchants, and only by invitation.

Paidn/aUS · CA · UK · AU
Add to stackVisit site
Image from shopify.com

Getting help with Shopify Capital

How to reach them
  • Help center: every plan
  • Community forum: every plan
  • Help center: plans not stated
Hours
Hours not published

0 incidents posted on Shopify's status page, which covers all Shopify products and regions, in the 90 days to Oct 27, 2026. Status page

A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.

From Shopify's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this

Sources
  • Help center: “Find step-by-step guides and FAQs, accompanied by the Virtual Help Center Assistant.” (shopify.com/contact)
  • Community forum: “Connect with fellow merchants, share insights, and learn from each other's experiences.” (shopify.com/contact)
  • Help center: “Dive into the specifics of Shopify Capital, from eligibility to repayment.” (shopify.com/capital)

Why people pick it

  • No credit check
  • Payments follow sales

Where it falls short

  • Shopify stores only
  • Offers are invite-only

Alternatives in loans & credit

Shopify Capital vs LendioShopify Capital vs Stripe CapitalShopify Capital vs Square LoansShopify Capital vs OnDeck

Lendio

Free to apply

Marketplace that shops your application to 75+ lenders

Stripe Capital

Flat fee, no interest

Advances repaid as a cut of your Stripe sales

Square Loans

Flat fee, no interest

Advances for Square sellers, repaid from card sales

OnDeck

Avg 53.2% APR

Fast term loans and credit lines for established small businesses

Are you Shopify? Feature Shopify Capital at the top of loans & credit, or sponsor it in search and the quiz, from $99 a month. You can also manage its links or correct the listing.