Square Loans
Block
Advances for Square sellers, repaid from card sales
Square Loans works like Stripe Capital for in-person sellers: a pre-approved offer in the Square dashboard, one flat fee, repaid as a share of daily card sales.
Getting help with Square Loans
- How to reach them
- Live chat: plans not stated
- Community forum: every plan
- Help center: every plan
- Phone (US): plans not stated
- Hours
- Hours not published
14 incidents posted on Block's status page, which covers all Block products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Block. Status page
A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.
From Block's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- squareup.com/help/us/en, read 2026-10-13
- squareup.com/us/en/banking/loans, read 2026-10-24
- Live chat: “Chat with us” (squareup.com/help/us/en)
- Community forum: “Get answers from Square sellers” (squareup.com/help/us/en)
- Help center: “Hi. How can we help?” (squareup.com/help/us/en)
- Phone: “Customer support: 1 (855) 700-6000” (squareup.com/help/us/en)
Recent changes at Square Loans
- Mar 2026LaunchWidened loan eligibility using new underwriting, financing more sellers. squareup.com
Picked from Block's own pages and the press, reviewed by us before publishing · checked weekly, last check Oct 26, 2026 · How we pick news
Why people pick it
- Offers appear automatically
- No fixed monthly payment
Where it falls short
- Must sell through Square
- Minimum repayment every 60 days
Alternatives in loans & credit
Lendio
Free to apply
Marketplace that shops your application to 75+ lenders
Stripe Capital
Flat fee, no interest
Advances repaid as a cut of your Stripe sales
OnDeck
Avg 53.2% APR
Fast term loans and credit lines for established small businesses
Shopify Capital
Flat fee, no interest
Funding for Shopify stores, repaid from a share of daily sales
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