Stripe Capital
Stripe
Advances repaid as a cut of your Stripe sales
If you process through Stripe, Capital offers a fixed-fee advance repaid automatically as a percentage of each sale. No application; offers appear in the dashboard when you qualify.
Getting help with Stripe Capital
- How to reach them
- Phone: every plan · 24x7
- Email: every plan · 24x7
- Live chat: every plan · 24x7
- Community forum: every plan
Stripe has a public status page. Status page
From Stripe's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- stripe.com/support-plans, read 2026-10-13
- support.stripe.com/contact, read 2026-10-13
- stripe.com/capital, read 2026-10-13
- Phone: “All Stripe customers receive 24x7 phone, email, and chat help, plus access to support resources and Stripe’s developer Discord server.” (stripe.com/support-plans)
- Phone hours: “All Stripe customers receive 24x7 phone, email, and chat help, plus access to support resources and Stripe’s developer Discord server.” (stripe.com/support-plans)
- Email: “All Stripe customers receive 24x7 phone, email, and chat help, plus access to support resources and Stripe’s developer Discord server.” (stripe.com/support-plans)
- Email hours: “All Stripe customers receive 24x7 phone, email, and chat help, plus access to support resources and Stripe’s developer Discord server.” (stripe.com/support-plans)
- Live chat: “All Stripe customers receive 24x7 phone, email, and chat help, plus access to support resources and Stripe’s developer Discord server.” (stripe.com/support-plans)
- Live chat hours: “All Stripe customers receive 24x7 phone, email, and chat help, plus access to support resources and Stripe’s developer Discord server.” (stripe.com/support-plans)
- Community forum: “Chat live with other developers on the official Stripe Discord.” (support.stripe.com/contact)
Why people pick it
- No paperwork
- Repayment flexes with sales
Where it falls short
- Only if Stripe offers it
- Flat fee can be pricey
Alternatives in loans & credit
Lendio
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Square Loans
Flat fee, no interest
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OnDeck
Avg 53.2% APR
Fast term loans and credit lines for established small businesses
Shopify Capital
Flat fee, no interest
Funding for Shopify stores, repaid from a share of daily sales
Are you Stripe? Feature Stripe Capital at the top of loans & credit, or sponsor it in search and the quiz, from $99 a month. You can also manage its links or correct the listing.