Mercury vs Bluevine

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	MercuryMercury	BluevineBluevine
In one line	Business checking built for online companies	Interest-bearing business checking with a line of credit
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	No monthly fee; Plus $29.90/mo, Pro $299/mo (billed annually)	Standard free; Plus $30/mo; Premier $95/mo
Pricing model	Free	Free
Free trial	—	—
Users	Unlimited	Unlimited
Both connect to	QuickBooks Online, Xero
Also connects to	Puzzle, Kick	No others on record
Team size	Just me · 2–10 people · 11–50 people · 51–200 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	None listed	Plans not stated
Live chat	None listed	Plans not stated
Support hours	Not published	Not published
Incidents posted	5 incidents posted on Mercury's status page in the 90 days to Oct 27, 2026; 0 marked major or critical by Mercury. Status page	We found no public status page for Bluevine.
Capterra score	4.9 / 5 from 58 reviews	Not listed
Trustpilot score	3.9 / 5 from 2,876 reviews	4.7 / 5 from 11,737 reviews
Fit: Retail shop	50	70
Fit: Restaurant or café	40	65
Fit: Service business	80	75
Fit: Agency or studio	92	60
Fit: Trades or contractor	55	80
Fit: Online store	90	65
Why people pick it	No fees Clean software and API	Interest on checking Credit line available
Where it falls short	No cash deposits Not a chartered bank	Interest needs activity thresholds
	Visit Mercury ↗	Visit Bluevine ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices