Credibly
Credibly
Working capital and cash advances from $5,000 after six months in business
Credibly offers working capital loans from $25,000 to $600,000 over 6 to 24 months and merchant cash advances from $5,000, repaid daily or weekly. Factor rates start at 1.11. Its product pages ask for six months in business, $20,000 in average monthly revenue, and a 550 credit score. Credibly is for a younger business with steady card sales that needs cash fast. It is a poor fit for a business looking for a cheap long-term loan.
Getting help with Credibly
- How to reach them
- Phone: plans not stated
- Email: plans not stated
- Hours
- Hours not published
We found no public status page for Credibly.
From Credibly's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- credibly.com/contact-us/, read 2026-10-13
- credibly.com/working-capital-loans/, read 2026-10-24
- Phone: “Call us at (844) 501-8662 or text us at (248) 633-1277” (credibly.com/contact-us/)
- Email: “customerservice@credibly.com” (credibly.com/contact-us/)
What reviewers say about Credibly
- Trustpilot4.8 / 5 · 2,819 reviews
Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. Scores read Oct 28, 2026. How we show reviews
Why people pick it
- Qualifies at six months in business
- Published starting factor rate
Where it falls short
- Daily or weekly repayments
- Its pages list different minimums
Alternatives in loans & credit
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Advances for Square sellers, repaid from card sales
OnDeck
Avg 53.2% APR
Fast term loans and credit lines for established small businesses
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