Headway Capital
Headway Capital
Line of credit up to $100K after six months in business
Headway Capital offers a line of credit from $5,000 to $100,000, with each draw repaid weekly or monthly over 12 to 24 months. You need six months in business and $50,000 in yearly revenue. Its own calculator assumes 3.3% interest a month plus a 2% draw fee, so it suits short gaps for younger businesses. Long projects are a poor fit.
Getting help with Headway Capital
- How to reach them
- Phone: plans not stated · Monday–Friday, 8:30 a.m.–5:00 p.m. Central Time
- Email: plans not stated
We found no public status page for Headway Capital.
From Headway Capital's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- headwaycapital.com/contact-us, read 2026-10-13
- headwaycapital.com, read 2026-10-24
- Phone: “Customer service 866.698.8494 Hours Monday – Friday, 8:30 a.m. – 5:00 p.m. Central Time” (headwaycapital.com/contact-us)
- Phone hours: “Monday – Friday, 8:30 a.m. – 5:00 p.m. Central Time” (headwaycapital.com/contact-us)
- Email: “Email Customer service support@headwaycapital.com” (headwaycapital.com/contact-us)
What reviewers say about Headway Capital
- Trustpilot3.8 / 5 · 2,275 reviews
Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. Scores read Oct 28, 2026. How we show reviews
Why people pick it
- Qualifies at six months in business
- Soft credit check to apply
Where it falls short
- Expensive monthly rate
- Not offered in every state
Alternatives in loans & credit
Lendio
Free to apply
Marketplace that shops your application to 75+ lenders
Stripe Capital
Flat fee, no interest
Advances repaid as a cut of your Stripe sales
Square Loans
Flat fee, no interest
Advances for Square sellers, repaid from card sales
OnDeck
Avg 53.2% APR
Fast term loans and credit lines for established small businesses
Are you Headway Capital? Feature Headway Capital at the top of loans & credit, or sponsor it in search and the quiz, from $99 a month. You can also manage its links or correct the listing.