National Funding vs Kapitus

Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	National FundingNational Funding	KapitusKapitus
In one line	Working capital up to $500K and equipment financing	Larger loans and revenue-based financing for businesses past two years
Starting price	Rates by quote	Rates from 6.2%
Six-person team	Rates by quote	Rates from 6.2%
Plans	Working capital $6K-$500K, daily or weekly payments over 4-24 months; equipment financing up to $150K over 2-5 years; rates not published; most customers 600+ FICO	Loans and revenue-based financing up to $5M over 6-24 months; line of credit up to $750K (needs $180K revenue); needs 2+ years in business, $250K yearly revenue, 650 credit score; rates from 6.2%, set by quote
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Bank connection	Bank connection
Team size	2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Plans not stated
Live chat	None listed	None listed
Support hours	Phone: Monday – Friday 7:30am to 4:30pm PT	Not published
Incidents posted	We found no public status page for National Funding.	We found no public status page for Kapitus.
Trustpilot score	4.6 / 5 from 2,215 reviews	4.4 / 5 from 802 reviews
Fit: Retail shop	72	70
Fit: Restaurant or café	75	72
Fit: Service business	68	70
Fit: Agency or studio	55	62
Fit: Trades or contractor	78	75
Fit: Online store	62	65
Why people pick it	Large amounts Equipment financing too	Large amounts Several offers from one application
Where it falls short	Rates not published Daily or weekly repayments	Only the lowest rate is published Needs two years and $250K revenue
	Visit National Funding ↗	Visit Kapitus ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices