National Funding vs Fora Financial
Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
National Funding: Large amounts.
Fora Financial: Published factor-rate range and fees.
| Compare | ||
|---|---|---|
| In one line | Working capital up to $500K and equipment financing | Short-term loans with published factor rates and fees |
| Starting price | Rates by quote | Factor rates from 1.13 |
| Six-person team | Rates by quote | Factor rates from 1.13 |
| Plans | Working capital $6K-$500K, daily or weekly payments over 4-24 months; equipment financing up to $150K over 2-5 years; rates not published; most customers 600+ FICO | Loans and revenue advances up to $1.5M over 4-18 months; factor rates 1.13-1.50 (early payoff can cut to 1.05); origination fee from 2.5% plus a wire fee; daily or weekly payments |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | n/a | n/a |
| Integrations | Bank connection | Soft credit check to apply |
| Team size | 2–10 people · 11–50 people | 2–10 people · 11–50 people |
| Available in | US | US |
| Phone support | Every plan | Plans not stated (US) |
| Live chat | None listed | None listed |
| Support hours | Phone: Monday – Friday 7:30am to 4:30pm PT | Not published |
| Incidents posted | We found no public status page for National Funding. | Fora Financial has a public status page. Status page |
| Trustpilot score | 4.6 / 5 from 2,215 reviews | 4.7 / 5 from 1,122 reviews |
| Fit: Retail shop | 72 | 72 |
| Fit: Restaurant or café | 75 | 75 |
| Fit: Service business | 68 | 65 |
| Fit: Agency or studio | 55 | 50 |
| Fit: Trades or contractor | 78 | 70 |
| Fit: Online store | 62 | 60 |
| Why people pick it |
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| Where it falls short |
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| Visit National Funding | Visit Fora Financial |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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