QuickBooks Capital vs Kapitus
Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
QuickBooks Capital fits agency or studio.
Kapitus: Large amounts.
| Compare | QuickBooks CapitalIntuit | KapitusKapitus |
|---|---|---|
| In one line | Loans and a credit line for QuickBooks Online users, no fees | Larger loans and revenue-based financing for businesses past two years |
| Starting price | From 13.49% APR, no fees | Rates from 6.2% |
| Six-person team | From 13.49% APR, no fees | Rates from 6.2% |
| Plans | Term loans $1.5K-$250K over 6-24 months (rate set per offer); line of credit $1K-$100K at 13.49%-35.99% APR; no origination, late, or prepayment fees; needs QuickBooks Online and about $50K yearly revenue | Loans and revenue-based financing up to $5M over 6-24 months; line of credit up to $750K (needs $180K revenue); needs 2+ years in business, $250K yearly revenue, 650 credit score; rates from 6.2%, set by quote |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | n/a | n/a |
| Integrations | QuickBooks Online (apply inside it) | Bank connection |
| Team size | Just me · 2–10 people · 11–50 people | 2–10 people · 11–50 people |
| Available in | US | US |
| Phone support | Plans not stated | Plans not stated |
| Live chat | Plans not stated | None listed |
| Support hours | Phone: Mon–Fri 6 AM–3 PM PT, closed weekends · Live chat: Mon–Fri 6 AM–3 PM PT, closed weekends | Not published |
| Incidents posted | 5 incidents posted on Intuit's status page, which covers all Intuit products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Intuit. Status page | We found no public status page for Kapitus. |
| Trustpilot score | Not listed | 4.4 / 5 from 802 reviews |
| Fit: Retail shop | 70 | 70 |
| Fit: Restaurant or café | 65 | 72 |
| Fit: Service business | 78 | 70 |
| Fit: Agency or studio | 75 | 62 |
| Fit: Trades or contractor | 75 | 75 |
| Fit: Online store | 72 | 65 |
| Why people pick it |
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| Where it falls short |
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| Visit QuickBooks Capital | Visit Kapitus |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
QuickBooks Capital: partner link. We may earn a commission; it never affects rankings.
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