National Funding vs Credibly

Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	National FundingNational Funding	CrediblyCredibly
In one line	Working capital up to $500K and equipment financing	Working capital and cash advances from $5,000 after six months in business
Starting price	Rates by quote	Factor rates from 1.11
Six-person team	Rates by quote	Factor rates from 1.11
Plans	Working capital $6K-$500K, daily or weekly payments over 4-24 months; equipment financing up to $150K over 2-5 years; rates not published; most customers 600+ FICO	Working capital $25K-$600K over 6-24 months; merchant cash advance $5K-$600K over 3-24 months; factor rates from 1.11; daily or weekly payments; needs 6+ months in business, $20K average monthly revenue, 550 credit score (product pages; the homepage says $15K and 500)
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Bank connection	Soft credit check to apply
Team size	2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Plans not stated
Live chat	None listed	None listed
Support hours	Phone: Monday – Friday 7:30am to 4:30pm PT	Not published
Incidents posted	We found no public status page for National Funding.	We found no public status page for Credibly.
Trustpilot score	4.6 / 5 from 2,215 reviews	4.8 / 5 from 2,819 reviews
Fit: Retail shop	72	75
Fit: Restaurant or café	75	78
Fit: Service business	68	65
Fit: Agency or studio	55	50
Fit: Trades or contractor	78	70
Fit: Online store	62	62
Why people pick it	Large amounts Equipment financing too	Qualifies at six months in business Published starting factor rate
Where it falls short	Rates not published Daily or weekly repayments	Daily or weekly repayments Its pages list different minimums
	Visit National Funding ↗	Visit Credibly ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices