Bluevine Line of Credit vs Kapitus

Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Bluevine Line of CreditBluevine	KapitusKapitus
In one line	Credit line up to $250K with rates from 7.8%	Larger loans and revenue-based financing for businesses past two years
Starting price	Rates from 7.8%	Rates from 6.2%
Six-person team	Rates from 7.8%	Rates from 6.2%
Plans	Up to $250K; rates from 7.8%; weekly or monthly repayment; no maintenance fee; $15 per wire draw; needs a corporation or LLC, 12+ months in business, $10K monthly revenue, 625 FICO; not in NV, ND, SD	Loans and revenue-based financing up to $5M over 6-24 months; line of credit up to $750K (needs $180K revenue); needs 2+ years in business, $250K yearly revenue, 650 credit score; rates from 6.2%, set by quote
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Bluevine checking, bank connection	Bank connection
Team size	2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	Plans not stated	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Bluevine.	We found no public status page for Kapitus.
Trustpilot score	Not listed	4.4 / 5 from 802 reviews
Fit: Retail shop	70	70
Fit: Restaurant or café	68	72
Fit: Service business	75	70
Fit: Agency or studio	70	62
Fit: Trades or contractor	75	75
Fit: Online store	70	65
Why people pick it	Low starting rate No maintenance fees	Large amounts Several offers from one application
Where it falls short	Needs a year in business and $10K monthly revenue No sole proprietors	Only the lowest rate is published Needs two years and $250K revenue
	Visit Bluevine Line of Credit ↗	Visit Kapitus ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices