Hiscox vs Pet Sitters Associates

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	HiscoxHiscox	Pet Sitters AssociatesPet Sitters Associates
In one line	Professional liability for consultants and agencies	Liability insurance for pet sitters and dog walkers at $220 a year
Starting price	From $29.17/mo	From $18.33/mo
Six-person team	$29.17/mo	$18.33/mo
Plans	General liability examples on its cost page: $29.17/mo ($350/yr), $0 deductible, for an IT consultant in California ($100k payroll, $500k/$2M limits) and a business consultant in Texas ($200k payroll, $1M/$2M limits); price depends on your business; monthly payments cost no extra; professional liability quoted by profession	$220/yr paid up front ($1M per occurrence, $2M annual; pets in your care $15K); each employee or contractor +$95; daycare, boarding, and grooming add-ons extra
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	Vet costs regardless of fault, lost key cover
Team size	Just me · 2–10 people	Just me · 2–10 people
Available in	US · UK	US
Phone support	Not looked up yet	Not looked up yet
Live chat	Not looked up yet	Not looked up yet
Support hours	Not published	Email: Mon - Fri, 11 AM - 3 PM (CST)
Incidents posted	We found no public status page for Hiscox.	We found no public status page for Pet Sitters Associates.
Trustpilot score	1.4 / 5 from 959 reviews	Not listed
Fit: Retail shop	40	10
Fit: Restaurant or café	30	5
Fit: Service business	90	80
Fit: Agency or studio	92	5
Fit: Trades or contractor	55	20
Fit: Online store	45	5
Why people pick it	Knows professional services Fast quotes	Pet-specific cover, including vet bills regardless of fault Low published yearly price
Where it falls short	Weaker for trades and retail	Each employee costs $95 more No workers' comp
	Visit Hiscox ↗	Visit Pet Sitters Associates ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices