Hiscox vs Insurance Canopy

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	HiscoxHiscox	Insurance CanopyInsurance Canopy
In one line	Professional liability for consultants and agencies	Liability cover for solo service pros, priced online by trade
Starting price	From $29.17/mo	From $10/mo
Six-person team	$29.17/mo	$10/mo
Plans	General liability examples on its cost page: $29.17/mo ($350/yr), $0 deductible, for an IT consultant in California ($100k payroll, $500k/$2M limits) and a business consultant in Texas ($200k payroll, $1M/$2M limits); price depends on your business; monthly payments cost no extra; professional liability quoted by profession	Starting prices by trade: beauty $10/mo or $96/yr; consultants $21/mo or $229/yr; cleaning $39/mo or $425/yr; additional insureds and tools cover cost extra
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	Instant certificates of insurance online
Team size	Just me · 2–10 people	Just me · 2–10 people
Available in	US · UK	US
Phone support	Not looked up yet	Plans not stated
Live chat	Not looked up yet	None listed
Support hours	Not published	Phone: Monday–Friday 8:00 am–8:00 pm Eastern Time
Incidents posted	We found no public status page for Hiscox.	We found no public status page for Insurance Canopy.
Trustpilot score	1.4 / 5 from 959 reviews	Not listed
Fit: Retail shop	40	45
Fit: Restaurant or café	30	40
Fit: Service business	90	88
Fit: Agency or studio	92	60
Fit: Trades or contractor	55	70
Fit: Online store	45	45
Why people pick it	Knows professional services Fast quotes	Published prices, monthly or yearly Certificate issued instantly
Where it falls short	Weaker for trades and retail	Price depends on your trade Not every trade in every state
	Visit Hiscox ↗	Visit Insurance Canopy ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices