Hiscox vs Insureon

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	HiscoxHiscox	InsureonInsureon
In one line	Professional liability for consultants and agencies	Compare small business insurance quotes from several carriers online
Starting price	From $29.17/mo	From $45/mo
Six-person team	$29.17/mo	$45/mo
Plans	General liability examples on its cost page: $29.17/mo ($350/yr), $0 deductible, for an IT consultant in California ($100k payroll, $500k/$2M limits) and a business consultant in Texas ($200k payroll, $1M/$2M limits); price depends on your business; monthly payments cost no extra; professional liability quoted by profession	Free to compare; general liability averages $45/mo for its small business customers; price depends on trade, state, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	None needed
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US · UK	US
Phone support	Not looked up yet	Plans not stated
Live chat	Not looked up yet	None listed
Support hours	Not published	Phone: 8 a.m.–8 p.m. CT, Monday–Friday
Incidents posted	We found no public status page for Hiscox.	We found no public status page for Insureon.
Trustpilot score	1.4 / 5 from 959 reviews	4.5 / 5 from 2,439 reviews
Fit: Retail shop	40	75
Fit: Restaurant or café	30	70
Fit: Service business	90	85
Fit: Agency or studio	92	82
Fit: Trades or contractor	55	85
Fit: Online store	45	72
Why people pick it	Knows professional services Fast quotes	Several carriers from one application Covers most small business policies
Where it falls short	Weaker for trades and retail	Final price needs underwriting Service runs through the broker
	Visit Hiscox ↗	Visit Insureon ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices