Pet Sitters Associates vs The Hartford

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Pet Sitters AssociatesPet Sitters Associates	The HartfordThe Hartford
In one line	Liability insurance for pet sitters and dog walkers at $220 a year	Small business liability and workers' comp from a long-standing insurer
Starting price	From $18.33/mo	From $67.50/mo
Six-person team	$18.33/mo	$67.50/mo
Plans	$220/yr paid up front ($1M per occurrence, $2M annual; pets in your care $15K); each employee or contractor +$95; daycare, boarding, and grooming add-ons extra	General liability averages about $68/mo ($810/yr) for its small business customers; a $1M policy averages about $69/mo; price depends on state, trade, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Vet costs regardless of fault, lost key cover	None needed
Team size	Just me · 2–10 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Not looked up yet	Plans not stated
Live chat	Not looked up yet	None listed
Support hours	Email: Mon - Fri, 11 AM - 3 PM (CST)	Phone: M-F: 8 a.m. to 8 p.m. ET
Incidents posted	We found no public status page for Pet Sitters Associates.	We found no public status page for The Hartford.
Trustpilot score	Not listed	1.2 / 5 from 506 reviews
Fit: Retail shop	10	75
Fit: Restaurant or café	5	72
Fit: Service business	80	80
Fit: Agency or studio	5	75
Fit: Trades or contractor	20	80
Fit: Online store	5	65
Why people pick it	Pet-specific cover, including vet bills regardless of fault Low published yearly price	Large, established carrier Bundles liability and workers' comp
Where it falls short	Each employee costs $95 more No workers' comp	Final price needs a quote Not the cheapest online
	Visit Pet Sitters Associates ↗	Visit The Hartford ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices