Hiscox vs Thimble

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	HiscoxHiscox	ThimbleThimble
In one line	Professional liability for consultants and agencies	Short-term and monthly liability cover by the job
Starting price	From $29.17/mo	Price by quote
Six-person team	$29.17/mo	Price by quote
Plans	General liability examples on its cost page: $29.17/mo ($350/yr), $0 deductible, for an IT consultant in California ($100k payroll, $500k/$2M limits) and a business consultant in Texas ($200k payroll, $1M/$2M limits); price depends on your business; monthly payments cost no extra; professional liability quoted by profession	General liability by the hour, day, or month; thimble.com shows a price only after a quote
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	Standalone
Team size	Just me · 2–10 people	Just me · 2–10 people
Available in	US · UK	US
Phone support	Not looked up yet	Not looked up yet
Live chat	Not looked up yet	Plans not stated
Support hours	Not published	Not published
Incidents posted	We found no public status page for Hiscox.	We found no public status page for Thimble.
Trustpilot score	1.4 / 5 from 959 reviews	4.1 / 5 from 2,376 reviews
Fit: Retail shop	40	40
Fit: Restaurant or café	30	45
Fit: Service business	90	80
Fit: Agency or studio	92	55
Fit: Trades or contractor	55	85
Fit: Online store	45	30
Why people pick it	Knows professional services Fast quotes	Pay only when working Instant certificates
Where it falls short	Weaker for trades and retail	Not for workers' comp Limited to lower-risk trades
	Visit Hiscox ↗	Visit Thimble ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices