Hiscox vs Simply Business

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	HiscoxHiscox	Simply BusinessSimply Business
In one line	Professional liability for consultants and agencies	Compare quotes from several insurers in one form
Starting price	From $29.17/mo	From $20/mo
Six-person team	$29.17/mo	$20/mo
Plans	General liability examples on its cost page: $29.17/mo ($350/yr), $0 deductible, for an IT consultant in California ($100k payroll, $500k/$2M limits) and a business consultant in Texas ($200k payroll, $1M/$2M limits); price depends on your business; monthly payments cost no extra; professional liability quoted by profession	Compares quotes from top carriers; general liability examples from $20/mo (craft vendor) to $85/mo by profession; median general liability $44/mo; US average $40/mo
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	Standalone
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US · UK	US · UK
Phone support	Not looked up yet	Every plan (US)
Live chat	Not looked up yet	None listed
Support hours	Not published	Phone: Service: Monday-Friday, 9am-6pm ET (sales 8am-8pm ET)
Incidents posted	We found no public status page for Hiscox.	We found no public status page for Simply Business.
Trustpilot score	1.4 / 5 from 959 reviews	4.3 / 5 from 1,948 reviews
Fit: Retail shop	40	70
Fit: Restaurant or café	30	65
Fit: Service business	90	80
Fit: Agency or studio	92	70
Fit: Trades or contractor	55	85
Fit: Online store	45	55
Why people pick it	Knows professional services Fast quotes	Several carriers compared UK and US
Where it falls short	Weaker for trades and retail	Service goes through the broker
	Visit Hiscox ↗	Visit Simply Business ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices