Hiscox vs Progressive Commercial

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	HiscoxHiscox	Progressive CommercialProgressive
In one line	Professional liability for consultants and agencies	General liability and commercial auto from a big US insurer
Starting price	From $29.17/mo	From $55/mo
Six-person team	$29.17/mo	$55/mo
Plans	General liability examples on its cost page: $29.17/mo ($350/yr), $0 deductible, for an IT consultant in California ($100k payroll, $500k/$2M limits) and a business consultant in Texas ($200k payroll, $1M/$2M limits); price depends on your business; monthly payments cost no extra; professional liability quoted by profession	General liability median $55/mo in 2025 (average $79/mo); price depends on trade, state, and employees; commercial auto quoted separately
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	None needed
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US · UK	US
Phone support	Not looked up yet	Every plan
Live chat	Not looked up yet	Every plan
Support hours	Not published	Not published
Incidents posted	We found no public status page for Hiscox.	We found no public status page for Progressive.
Trustpilot score	1.4 / 5 from 959 reviews	1.4 / 5 from 49 reviews
Fit: Retail shop	40	70
Fit: Restaurant or café	30	68
Fit: Service business	90	75
Fit: Agency or studio	92	60
Fit: Trades or contractor	55	88
Fit: Online store	45	55
Why people pick it	Knows professional services Fast quotes	Strong for vehicles Quote online in minutes
Where it falls short	Weaker for trades and retail	One carrier, no comparison Final price needs a quote
	Visit Hiscox ↗	Visit Progressive Commercial ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices