OnDeck vs Bluevine Line of Credit

Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	OnDeckOnDeck	Bluevine Line of CreditBluevine
In one line	Fast term loans and credit lines for established small businesses	Credit line up to $250K with rates from 7.8%
Starting price	Avg 53.2% APR	Rates from 7.8%
Six-person team	Avg 53.2% APR	Rates from 7.8%
Plans	Term loan $5K-$400K up to 24 mo (avg 53.2% APR); line of credit $6K-$200K (avg 59.8% APR); needs 1 year in business, $100K revenue, 625 FICO	Up to $250K; rates from 7.8%; weekly or monthly repayment; no maintenance fee; $15 per wire draw; needs a corporation or LLC, 12+ months in business, $10K monthly revenue, 625 FICO; not in NV, ND, SD
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Bank connection	Bluevine checking, bank connection
Team size	2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan (US)	Plans not stated
Live chat	None listed	Plans not stated
Support hours	Phone: Mon-Fri 9 a.m. - 7 p.m. ET	Not published
Incidents posted	We found no public status page for OnDeck.	We found no public status page for Bluevine.
Trustpilot score	4.6 / 5 from 6,128 reviews	Not listed
Fit: Retail shop	70	70
Fit: Restaurant or café	70	68
Fit: Service business	72	75
Fit: Agency or studio	65	70
Fit: Trades or contractor	75	75
Fit: Online store	65	70
Why people pick it	Decisions and funding within days Credit line you can redraw	Low starting rate No maintenance fees
Where it falls short	High APR Needs a year of history and $100K revenue	Needs a year in business and $10K monthly revenue No sole proprietors
	Visit OnDeck ↗	Visit Bluevine Line of Credit ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices