Bluevine Line of Credit vs Credibly
Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Credibly fits restaurant or café.
Bluevine Line of Credit fits service business, agency or studio.
| Compare | Bluevine Line of CreditBluevine | |
|---|---|---|
| In one line | Credit line up to $250K with rates from 7.8% | Working capital and cash advances from $5,000 after six months in business |
| Starting price | Rates from 7.8% | Factor rates from 1.11 |
| Six-person team | Rates from 7.8% | Factor rates from 1.11 |
| Plans | Up to $250K; rates from 7.8%; weekly or monthly repayment; no maintenance fee; $15 per wire draw; needs a corporation or LLC, 12+ months in business, $10K monthly revenue, 625 FICO; not in NV, ND, SD | Working capital $25K-$600K over 6-24 months; merchant cash advance $5K-$600K over 3-24 months; factor rates from 1.11; daily or weekly payments; needs 6+ months in business, $20K average monthly revenue, 550 credit score (product pages; the homepage says $15K and 500) |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | n/a | n/a |
| Integrations | Bluevine checking, bank connection | Soft credit check to apply |
| Team size | 2–10 people · 11–50 people | 2–10 people · 11–50 people |
| Available in | US | US |
| Phone support | Plans not stated | Plans not stated |
| Live chat | Plans not stated | None listed |
| Support hours | Not published | Not published |
| Incidents posted | We found no public status page for Bluevine. | We found no public status page for Credibly. |
| Trustpilot score | Not listed | 4.8 / 5 from 2,819 reviews |
| Fit: Retail shop | 70 | 75 |
| Fit: Restaurant or café | 68 | 78 |
| Fit: Service business | 75 | 65 |
| Fit: Agency or studio | 70 | 50 |
| Fit: Trades or contractor | 75 | 70 |
| Fit: Online store | 70 | 62 |
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| Visit Bluevine Line of Credit | Visit Credibly |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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