Bluevine Line of Credit vs Headway Capital

Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Bluevine Line of CreditBluevine	Headway CapitalHeadway Capital
In one line	Credit line up to $250K with rates from 7.8%	Line of credit up to $100K after six months in business
Starting price	Rates from 7.8%	Interest + 2% draw fee
Six-person team	Rates from 7.8%	Interest + 2% draw fee
Plans	Up to $250K; rates from 7.8%; weekly or monthly repayment; no maintenance fee; $15 per wire draw; needs a corporation or LLC, 12+ months in business, $10K monthly revenue, 625 FICO; not in NV, ND, SD	Credit line $5K-$100K; repay each draw over 12-24 months; 2% draw fee in most states; no annual or monthly fee; needs 6 months in business and $50K yearly revenue; 41 states and DC
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Bluevine checking, bank connection	Bank connection
Team size	2–10 people · 11–50 people	Just me · 2–10 people
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	Plans not stated	None listed
Support hours	Not published	Phone: Monday–Friday, 8:30 a.m.–5:00 p.m. Central Time
Incidents posted	We found no public status page for Bluevine.	We found no public status page for Headway Capital.
Trustpilot score	Not listed	3.8 / 5 from 2,275 reviews
Fit: Retail shop	70	68
Fit: Restaurant or café	68	68
Fit: Service business	75	70
Fit: Agency or studio	70	62
Fit: Trades or contractor	75	72
Fit: Online store	70	65
Why people pick it	Low starting rate No maintenance fees	Qualifies at six months in business Soft credit check to apply
Where it falls short	Needs a year in business and $10K monthly revenue No sole proprietors	Expensive monthly rate Not offered in every state
	Visit Bluevine Line of Credit ↗	Visit Headway Capital ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices