BILL Spend & Expense

BILL Holdings

Budgets first, then cards that enforce them

BILL Spend & Expense, formerly Divvy, lets you set budgets by team or project, then issue cards that cannot exceed them. It is free, funded by interchange, and tied closely to BILL's AP product.

FreeUnlimitedUS

Cost at your size

Team size

For 6 people: free.

BILL Spend & Expense costs $15 less than the median expense management tool for 6 people ($15).

Figures from the vendor's published prices. How we calculate prices

What BILL Spend & Expense connects to

Accounting tools in our catalog · found on vendor and marketplace pages, October 2026 · 2 of 2 checked by us

The vendor lists 35+ integrations

Sources

Getting help with BILL Spend & Expense

How to reach them
  • Callback: plans not stated
  • Help center: every plan
  • Live chat: every plan
  • Phone: every plan
Hours
Hours not published

0 incidents posted on BILL Holdings's status page, which covers all BILL Holdings products and regions, in the 90 days to Oct 27, 2026. Status page

A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.

From BILL Holdings's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this

Sources

What reviewers say about BILL Spend & Expense

Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. Scores read Oct 28, 2026. How we show reviews

Why people pick it

  • Budget-first model
  • Free

Where it falls short

  • Credit line underwriting
  • Fewer integrations than Ramp

Alternatives in expense management

Are you BILL Holdings? Feature BILL Spend & Expense at the top of expense management, or sponsor it in search and the quiz, from $99 a month. You can also manage its links or correct the listing.