Expensify vs BILL Spend & Expense
Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
BILL Spend & Expense costs less for a six-person team.- BILL Spend & Expense fits restaurant or café.
Expensify fits service business, agency or studio, trades or contractor.
| Compare | ExpensifyExpensify | BILL Spend & ExpenseBILL Holdings |
|---|---|---|
| In one line | Receipt scanning and reimbursements that employees tolerate | Budgets first, then cards that enforce them |
| Starting price | From $5/person | Free |
| Six-person team | $30/mo | $0/mo |
| Plans | Free for individuals; Collect $5/member/mo; Control custom pricing, as low as $9/active member/mo | $0 per user: corporate cards, budgets, and expense tracking; credit lines from $1,000 to $5M, subject to approval |
| Pricing model | Free tier | Free |
| Free trial | — | — |
| Users | Per user | Unlimited |
| Both connect to | QuickBooks Online, Xero | |
| Also connects to | No others on record | No others on record35+ listed by the vendor |
| Team size | 2–10 people · 11–50 people · 51–200 people | 2–10 people · 11–50 people · 51–200 people |
| Available in | US · UK · CA · AU | US |
| Phone support | Plans not stated | Every plan |
| Live chat | Every plan | Every plan |
| Support hours | Live chat: 24/7 · Email: 24/7 · Phone: 24/7 · Video call: 24/7 | Not published |
| Incidents posted | 5 incidents posted on Expensify's status page, which covers all Expensify products and regions, in the 90 days to Oct 27, 2026; 5 marked major or critical by Expensify. Status page | 0 incidents posted on BILL Holdings's status page, which covers all BILL Holdings products and regions, in the 90 days to Oct 27, 2026. Status page |
| Capterra score | 4.5 / 5 from 1,393 reviews | 4.7 / 5 from 440 reviews |
| Trustpilot score | 4.7 / 5 from 1,286 reviews | Not listed |
| Fit: Retail shop | 55 | 60 |
| Fit: Restaurant or café | 50 | 60 |
| Fit: Service business | 85 | 70 |
| Fit: Agency or studio | 85 | 75 |
| Fit: Trades or contractor | 80 | 70 |
| Fit: Online store | 60 | 65 |
| Why people pick it |
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| Where it falls short |
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| Visit Expensify | Visit BILL Spend & Expense | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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