Brex vs BILL Spend & Expense

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	BrexBrex	BILL Spend & ExpenseBILL Holdings
In one line	Cards, expenses, and travel for funded companies	Budgets first, then cards that enforce them
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Essentials free; Premium $12/user/mo; Enterprise custom	$0 per user: corporate cards, budgets, and expense tracking; credit lines from $1,000 to $5M, subject to approval
Pricing model	Free tier	Free
Free trial	—	—
Users	Unlimited	Unlimited
Both connect to	QuickBooks Online, Xero
Also connects to	Puzzle	No others on record35+ listed by the vendor
Team size	11–50 people · 51–200 people	2–10 people · 11–50 people · 51–200 people
Available in	US	US
Phone support	Plans not stated	Every plan
Live chat	Plans not stated	Every plan
Support hours	Live chat: 24/7 · Phone: 24/7	Not published
Incidents posted	10 incidents posted on Brex's status page, which covers all Brex products and regions, in the 90 days to Oct 27, 2026; 10 marked major or critical by Brex. Status page	0 incidents posted on BILL Holdings's status page, which covers all BILL Holdings products and regions, in the 90 days to Oct 27, 2026. Status page
Capterra score	4.5 / 5 from 139 reviews	4.7 / 5 from 440 reviews
Trustpilot score	1.8 / 5 from 576 reviews	Not listed
Fit: Retail shop	40	60
Fit: Restaurant or café	35	60
Fit: Service business	65	70
Fit: Agency or studio	80	75
Fit: Trades or contractor	45	70
Fit: Online store	80	65
Why people pick it	Travel and expenses in one Global cards	Budget-first model Free
Where it falls short	Aimed at funded startups Underwriting favors cash-rich companies	Credit line underwriting Fewer integrations than Ramp
	Visit Brex ↗	Visit BILL Spend & Expense ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices