QuickBooks Capital
Intuit
Loans and a credit line for QuickBooks Online users, no fees
QuickBooks Capital lends to businesses that use QuickBooks Online, with WebBank as the lender. Term loans run from $1,500 to $250,000 over 6 to 24 months, and the line of credit goes to $100,000 at 13.49% to 35.99% APR; neither charges origination, late, or prepayment fees. QuickBooks Capital is for a QuickBooks user with $50,000 or more in yearly revenue. A business on other accounting software needs a different lender.
Getting help with QuickBooks Capital
- How to reach them
- Phone: plans not stated · Mon–Fri 6 AM–3 PM PT, closed weekends
- Live chat: plans not stated · Mon–Fri 6 AM–3 PM PT, closed weekends
5 incidents posted on Intuit's status page, which covers all Intuit products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Intuit. Status page
A vendor that posts every small issue can show more incidents than one that posts few, so a low count doesn't prove fewer problems.
From Intuit's support and pricing pages, October 2026 · checked by us 2026-10-14 · How we gather this
Sources
- quickbooks.intuit.com/learn-support/en-us/help-article/account-management/contact-quickbooks-products-services-support/L7lDnkKLB_US_en_US, read 2026-10-13
- quickbooks.intuit.com/business-banking/loans/, read 2026-10-13
- Phone: “Choose how you want to contact us: call the number provided on the page, or select Live chat to start a chat with a product expert.” (quickbooks.intuit.com/learn-support/en-us/help-article/account-management/contact-quickbooks-products-services-support/L7lDnkKLB_US_en_US)
- Phone hours: “QuickBooks Capital expert service hours are Monday–Friday, 6 AM–3 PM PT, closed on weekends.” (quickbooks.intuit.com/learn-support/en-us/help-article/account-management/contact-quickbooks-products-services-support/L7lDnkKLB_US_en_US)
- Live chat: “Choose how you want to contact us: call the number provided on the page, or select Live chat to start a chat with a product expert.” (quickbooks.intuit.com/learn-support/en-us/help-article/account-management/contact-quickbooks-products-services-support/L7lDnkKLB_US_en_US)
- Live chat hours: “QuickBooks Capital expert service hours are Monday–Friday, 6 AM–3 PM PT, closed on weekends.” (quickbooks.intuit.com/learn-support/en-us/help-article/account-management/contact-quickbooks-products-services-support/L7lDnkKLB_US_en_US)
What reviewers say about QuickBooks Capital
Each site has its own reviewers, so we show the scores side by side and never average them. App ratings cover the mobile app only. How we show reviews
Why people pick it
- No fees, so the APR is the rate
- Apply inside QuickBooks with a $50K revenue bar
Where it falls short
- Only for QuickBooks Online users
- Term loan rates not published
Alternatives in loans & credit
Lendio
Free to apply
Marketplace that shops your application to 75+ lenders
Stripe Capital
Flat fee, no interest
Advances repaid as a cut of your Stripe sales
Square Loans
Flat fee, no interest
Advances for Square sellers, repaid from card sales
OnDeck
Avg 53.2% APR
Fast term loans and credit lines for established small businesses
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