biBERK vs Progressive Commercial

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	biBERKBerkshire Hathaway Insurance Group	Progressive CommercialProgressive
In one line	Direct small business insurance from a Berkshire Hathaway company	General liability and commercial auto from a big US insurer
Starting price	From $27.50/mo	From $55/mo
Six-person team	$27.50/mo	$55/mo
Plans	General liability from $27.50/mo; sold directly with no broker fees; final price depends on trade and state	General liability median $55/mo in 2025 (average $79/mo); price depends on trade, state, and employees; commercial auto quoted separately
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	None needed	None needed
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Every plan
Live chat	None listed	Every plan
Support hours	Not published	Not published
Incidents posted	We found no public status page for Berkshire Hathaway Insurance Group.	We found no public status page for Progressive.
Trustpilot score	4.5 / 5 from 2,623 reviews	1.4 / 5 from 49 reviews
Fit: Retail shop	75	70
Fit: Restaurant or café	72	68
Fit: Service business	82	75
Fit: Agency or studio	78	60
Fit: Trades or contractor	85	88
Fit: Online store	70	55
Why people pick it	Backed by Berkshire Hathaway Buy and manage online	Strong for vehicles Quote online in minutes
Where it falls short	One carrier, no comparison Some trades need a call	One carrier, no comparison Final price needs a quote
	Visit biBERK ↗	Visit Progressive Commercial ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices