Thimble vs Progressive Commercial

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Progressive Commercial fits retail shop, restaurant or café, online store.
  • Progressive Commercial suits teams past ten people.
  • Thimble: Pay only when working.
CompareThimbleThimbleProgressive CommercialProgressive
In one lineShort-term and monthly liability cover by the jobGeneral liability and commercial auto from a big US insurer
Starting pricePrice by quoteFrom $55/mo
Six-person teamPrice by quote$55/mo
PlansGeneral liability by the hour, day, or month; thimble.com shows a price only after a quoteGeneral liability median $55/mo in 2025 (average $79/mo); price depends on trade, state, and employees; commercial auto quoted separately
Pricing modelPaidPaid
Free trial——
Usersn/an/a
IntegrationsStandaloneNone needed
Team sizeJust me · 2–10 peopleJust me · 2–10 people · 11–50 people
Available inUSUS
Phone supportNot looked up yetEvery plan
Live chatPlans not statedEvery plan
Support hoursNot publishedNot published
Incidents postedWe found no public status page for Thimble.We found no public status page for Progressive.
Trustpilot score4.1 / 5 from 2,376 reviews1.4 / 5 from 49 reviews
Fit: Retail shop4070
Fit: Restaurant or café4568
Fit: Service business8075
Fit: Agency or studio5560
Fit: Trades or contractor8588
Fit: Online store3055
Why people pick it
  • Pay only when working
  • Instant certificates
  • Strong for vehicles
  • Quote online in minutes
Where it falls short
  • Not for workers' comp
  • Limited to lower-risk trades
  • One carrier, no comparison
  • Final price needs a quote
Visit Thimble Visit Progressive Commercial

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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