Thimble vs biBERK

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

biBERK fits retail shop, restaurant or café, agency or studio, online store.
biBERK suits teams past ten people.
Thimble: Pay only when working.

Compare	ThimbleThimble	biBERKBerkshire Hathaway Insurance Group
In one line	Short-term and monthly liability cover by the job	Direct small business insurance from a Berkshire Hathaway company
Starting price	Price by quote	From $27.50/mo
Six-person team	Price by quote	$27.50/mo
Plans	General liability by the hour, day, or month; thimble.com shows a price only after a quote	General liability from $27.50/mo; sold directly with no broker fees; final price depends on trade and state
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	None needed
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Not looked up yet	Every plan
Live chat	Plans not stated	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Thimble.	We found no public status page for Berkshire Hathaway Insurance Group.
Trustpilot score	4.1 / 5 from 2,376 reviews	4.5 / 5 from 2,623 reviews
Fit: Retail shop	40	75
Fit: Restaurant or café	45	72
Fit: Service business	80	82
Fit: Agency or studio	55	78
Fit: Trades or contractor	85	85
Fit: Online store	30	70
Why people pick it	Pay only when working Instant certificates	Backed by Berkshire Hathaway Buy and manage online
Where it falls short	Not for workers' comp Limited to lower-risk trades	One carrier, no comparison Some trades need a call
	Visit Thimble	Visit biBERK

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices