Insurance Canopy vs Progressive Commercial

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Insurance CanopyInsurance Canopy	Progressive CommercialProgressive
In one line	Liability cover for solo service pros, priced online by trade	General liability and commercial auto from a big US insurer
Starting price	From $10/mo	From $55/mo
Six-person team	$10/mo	$55/mo
Plans	Starting prices by trade: beauty $10/mo or $96/yr; consultants $21/mo or $229/yr; cleaning $39/mo or $425/yr; additional insureds and tools cover cost extra	General liability median $55/mo in 2025 (average $79/mo); price depends on trade, state, and employees; commercial auto quoted separately
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Instant certificates of insurance online	None needed
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Every plan
Live chat	None listed	Every plan
Support hours	Phone: Monday–Friday 8:00 am–8:00 pm Eastern Time	Not published
Incidents posted	We found no public status page for Insurance Canopy.	We found no public status page for Progressive.
Trustpilot score	Not listed	1.4 / 5 from 49 reviews
Fit: Retail shop	45	70
Fit: Restaurant or café	40	68
Fit: Service business	88	75
Fit: Agency or studio	60	60
Fit: Trades or contractor	70	88
Fit: Online store	45	55
Why people pick it	Published prices, monthly or yearly Certificate issued instantly	Strong for vehicles Quote online in minutes
Where it falls short	Price depends on your trade Not every trade in every state	One carrier, no comparison Final price needs a quote
	Visit Insurance Canopy ↗	Visit Progressive Commercial ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices