biBERK vs The Hartford

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	biBERKBerkshire Hathaway Insurance Group	The HartfordThe Hartford
In one line	Direct small business insurance from a Berkshire Hathaway company	Small business liability and workers' comp from a long-standing insurer
Starting price	From $27.50/mo	From $67.50/mo
Six-person team	$27.50/mo	$67.50/mo
Plans	General liability from $27.50/mo; sold directly with no broker fees; final price depends on trade and state	General liability averages about $68/mo ($810/yr) for its small business customers; a $1M policy averages about $69/mo; price depends on state, trade, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	None needed	None needed
Team size	Just me · 2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Plans not stated
Live chat	None listed	None listed
Support hours	Not published	Phone: M-F: 8 a.m. to 8 p.m. ET
Incidents posted	We found no public status page for Berkshire Hathaway Insurance Group.	We found no public status page for The Hartford.
Trustpilot score	4.5 / 5 from 2,623 reviews	1.2 / 5 from 506 reviews
Fit: Retail shop	75	75
Fit: Restaurant or café	72	72
Fit: Service business	82	80
Fit: Agency or studio	78	75
Fit: Trades or contractor	85	80
Fit: Online store	70	65
Why people pick it	Backed by Berkshire Hathaway Buy and manage online	Large, established carrier Bundles liability and workers' comp
Where it falls short	One carrier, no comparison Some trades need a call	Final price needs a quote Not the cheapest online
	Visit biBERK ↗	Visit The Hartford ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices