FLIP vs Progressive Commercial
Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
FLIP costs less for a six-person team.
Progressive Commercial fits retail shop, service business, agency or studio, trades or contractor, online store.
FLIP fits restaurant or café.
Progressive Commercial suits teams past ten people.
| Compare | ||
|---|---|---|
| In one line | Liability insurance for food trucks, vendors, and caterers | General liability and commercial auto from a big US insurer |
| Starting price | From $25.92/mo | From $55/mo |
| Six-person team | $25.92/mo | $55/mo |
| Plans | $25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optional | General liability median $55/mo in 2025 (average $79/mo); price depends on trade, state, and employees; commercial auto quoted separately |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | n/a | n/a |
| Integrations | Free unlimited additional insureds, certificates online | None needed |
| Team size | Just me · 2–10 people | Just me · 2–10 people · 11–50 people |
| Available in | US | US |
| Phone support | Every plan | Every plan |
| Live chat | None listed | Every plan |
| Support hours | Phone: Monday – Friday 6am – 6pm Mountain Time | Not published |
| Incidents posted | We found no public status page for Veracity Insurance. | We found no public status page for Progressive. |
| Trustpilot score | 3.6 / 5 from 1 reviews (few reviews) | 1.4 / 5 from 49 reviews |
| Fit: Retail shop | 30 | 70 |
| Fit: Restaurant or café | 85 | 68 |
| Fit: Service business | 20 | 75 |
| Fit: Agency or studio | 5 | 60 |
| Fit: Trades or contractor | 10 | 88 |
| Fit: Online store | 25 | 55 |
| Why people pick it |
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| Where it falls short |
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| Visit FLIP | Visit Progressive Commercial |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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