FLIP vs Progressive Commercial

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • FLIP costs less for a six-person team.
  • Progressive Commercial fits retail shop, service business, agency or studio, trades or contractor, online store.
  • FLIP fits restaurant or café.
  • Progressive Commercial suits teams past ten people.
CompareFLIPVeracity InsuranceProgressive CommercialProgressive
In one lineLiability insurance for food trucks, vendors, and caterersGeneral liability and commercial auto from a big US insurer
Starting priceFrom $25.92/moFrom $55/mo
Six-person team$25.92/mo$55/mo
Plans$25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optionalGeneral liability median $55/mo in 2025 (average $79/mo); price depends on trade, state, and employees; commercial auto quoted separately
Pricing modelPaidPaid
Free trial——
Usersn/an/a
IntegrationsFree unlimited additional insureds, certificates onlineNone needed
Team sizeJust me · 2–10 peopleJust me · 2–10 people · 11–50 people
Available inUSUS
Phone supportEvery planEvery plan
Live chatNone listedEvery plan
Support hoursPhone: Monday – Friday 6am – 6pm Mountain TimeNot published
Incidents postedWe found no public status page for Veracity Insurance.We found no public status page for Progressive.
Trustpilot score3.6 / 5 from 1 reviews (few reviews)1.4 / 5 from 49 reviews
Fit: Retail shop3070
Fit: Restaurant or café8568
Fit: Service business2075
Fit: Agency or studio560
Fit: Trades or contractor1088
Fit: Online store2555
Why people pick it
  • Additional insureds free and unlimited
  • No deductible on liability
  • Strong for vehicles
  • Quote online in minutes
Where it falls short
  • Tools and equipment cover costs extra
  • Built for food and drink businesses only
  • One carrier, no comparison
  • Final price needs a quote
Visit FLIP Visit Progressive Commercial

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

More comparisons with FLIP or Progressive Commercial

Every business insurance comparison