Progressive Commercial vs The Hartford

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Progressive CommercialProgressive	The HartfordThe Hartford
In one line	General liability and commercial auto from a big US insurer	Small business liability and workers' comp from a long-standing insurer
Starting price	From $55/mo	From $67.50/mo
Six-person team	$55/mo	$67.50/mo
Plans	General liability median $55/mo in 2025 (average $79/mo); price depends on trade, state, and employees; commercial auto quoted separately	General liability averages about $68/mo ($810/yr) for its small business customers; a $1M policy averages about $69/mo; price depends on state, trade, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	None needed	None needed
Team size	Just me · 2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Plans not stated
Live chat	Every plan	None listed
Support hours	Not published	Phone: M-F: 8 a.m. to 8 p.m. ET
Incidents posted	We found no public status page for Progressive.	We found no public status page for The Hartford.
Trustpilot score	1.4 / 5 from 49 reviews	1.2 / 5 from 506 reviews
Fit: Retail shop	70	75
Fit: Restaurant or café	68	72
Fit: Service business	75	80
Fit: Agency or studio	60	75
Fit: Trades or contractor	88	80
Fit: Online store	55	65
Why people pick it	Strong for vehicles Quote online in minutes	Large, established carrier Bundles liability and workers' comp
Where it falls short	One carrier, no comparison Final price needs a quote	Final price needs a quote Not the cheapest online
	Visit Progressive Commercial ↗	Visit The Hartford ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices