Lendio vs Fora Financial

Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	LendioLendio	Fora FinancialFora Financial
In one line	Marketplace that shops your application to 75+ lenders	Short-term loans with published factor rates and fees
Starting price	Free to apply	Factor rates from 1.13
Six-person team	Free to apply	Factor rates from 1.13
Plans	No fees listed for applicants; lenders set rates and terms and may pay Lendio for referrals	Loans and revenue advances up to $1.5M over 4-18 months; factor rates 1.13-1.50 (early payoff can cut to 1.05); origination fee from 2.5% plus a wire fee; daily or weekly payments
Pricing model	Free	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Bank and accounting connections	Soft credit check to apply
Team size	Just me · 2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Plans not stated (US)
Live chat	None listed	None listed
Support hours	Phone: Monday–Friday 7:30 AM–5:00 PM MST	Not published
Incidents posted	We found no public status page for Lendio.	Fora Financial has a public status page. Status page
Trustpilot score	4.5 / 5 from 21,925 reviews	4.7 / 5 from 1,122 reviews
Fit: Retail shop	80	72
Fit: Restaurant or café	80	75
Fit: Service business	75	65
Fit: Agency or studio	65	50
Fit: Trades or contractor	80	70
Fit: Online store	70	60
Why people pick it	One form, many offers SBA loan help	Published factor-rate range and fees Early payoff discount, no prepayment penalty
Where it falls short	Expect sales calls Offers vary widely	Short terms make the cost high Its pages list different minimums
	Visit Lendio ↗	Visit Fora Financial ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices