Small business insurance for retail shops

A shop needs general liability for customers on the premises and workers' comp once staff are on the payroll. biBERK sells direct from a Berkshire Hathaway company, from $27.50/mo, bought and managed online. It is one carrier with no comparison; Insureon, from $45/mo, collects quotes from several carriers in one application.

All 12 business insurance tools, ranked for retail shops

Tool	Fit for retail shop	Starts at	Pricing	Users	Integrations
biBERKBerkshire Hathaway Insurance GroupFit 75	75	$27.50	Paid	n/a	None needed	View
InsureonInsureonFit 75	75	$45	Paid	n/a	None needed	View
The HartfordThe HartfordFit 75	75	$67.50	Paid	n/a	None needed	View
ERGO NEXT InsuranceERGO NEXT InsuranceFit 70	70	$19	Paid	n/a	Certificates shareable by link	View
Simply BusinessSimply BusinessFit 70	70	$20	Paid	n/a	Standalone	View
Progressive CommercialProgressiveFit 70	70	$55	Paid	n/a	None needed	View
Insurance CanopyInsurance CanopyFit 45	45	$10	Paid	n/a	Instant certificates of insurance online	View
HiscoxHiscoxFit 40	40	$29.17	Paid	n/a	Standalone	View
ThimbleThimbleFit 40	40	Price by quote	Paid	n/a	Standalone	View
FLIPVeracity InsuranceFit 30	30	$25.92	Paid	n/a	Free unlimited additional insureds, certificates online	View
Alternative BalanceAlternative BalanceFit 20	20	$22.42	Paid	n/a	Equipment and participant accident cover included	View
Pet Sitters AssociatesPet Sitters AssociatesFit 10	10	$18.33	Paid	n/a	Vet costs regardless of fault, lost key cover	View