Small business insurance for agencies and studios

Agencies and studios sell advice and creative work, so professional liability matters more than property cover. Hiscox knows professional services and gives fast quotes; its examples for consultants come to $29.17/mo. It is weaker for trades and retail; if you want quotes from several carriers in one application, Insureon starts at $45/mo.

All 12 business insurance tools, ranked for agencies and studios

Tool	Fit for agency or studio	Starts at	Pricing	Users	Integrations
HiscoxHiscoxFit 92	92	$29.17	Paid	n/a	Standalone	View
InsureonInsureonFit 82	82	$45	Paid	n/a	None needed	View
biBERKBerkshire Hathaway Insurance GroupFit 78	78	$27.50	Paid	n/a	None needed	View
The HartfordThe HartfordFit 75	75	$67.50	Paid	n/a	None needed	View
ERGO NEXT InsuranceERGO NEXT InsuranceFit 70	70	$19	Paid	n/a	Certificates shareable by link	View
Simply BusinessSimply BusinessFit 70	70	$20	Paid	n/a	Standalone	View
Insurance CanopyInsurance CanopyFit 60	60	$10	Paid	n/a	Instant certificates of insurance online	View
Progressive CommercialProgressiveFit 60	60	$55	Paid	n/a	None needed	View
ThimbleThimbleFit 55	55	Price by quote	Paid	n/a	Standalone	View
Alternative BalanceAlternative BalanceFit 10	10	$22.42	Paid	n/a	Equipment and participant accident cover included	View
Pet Sitters AssociatesPet Sitters AssociatesFit 5	5	$18.33	Paid	n/a	Vet costs regardless of fault, lost key cover	View
FLIPVeracity InsuranceFit 5	5	$25.92	Paid	n/a	Free unlimited additional insureds, certificates online	View