Insurance Canopy vs Alternative Balance

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Insurance CanopyInsurance Canopy	Alternative BalanceAlternative Balance
In one line	Liability cover for solo service pros, priced online by trade	Liability cover for wellness, beauty, and fitness pros at $269 a year
Starting price	From $10/mo	From $22.42/mo
Six-person team	$10/mo	$22.42/mo
Plans	Starting prices by trade: beauty $10/mo or $96/yr; consultants $21/mo or $229/yr; cleaning $39/mo or $425/yr; additional insureds and tools cover cost extra	$269/yr paid in full ($2M per occurrence, $4M aggregate general and professional liability; equipment cover included); higher-risk services +$139 to +$454; no monthly option
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Instant certificates of insurance online	Equipment and participant accident cover included
Team size	Just me · 2–10 people	Just me
Available in	US	US
Phone support	Plans not stated	Every plan
Live chat	None listed	Every plan
Support hours	Phone: Monday–Friday 8:00 am–8:00 pm Eastern Time	Phone: Monday-Friday 9AM-5PM (EST)
Incidents posted	We found no public status page for Insurance Canopy.	We found no public status page for Alternative Balance.
Trustpilot score	Not listed	3.2 / 5 from 1 reviews (few reviews)
Fit: Retail shop	45	20
Fit: Restaurant or café	40	5
Fit: Service business	88	85
Fit: Agency or studio	60	10
Fit: Trades or contractor	70	25
Fit: Online store	45	10
Why people pick it	Published prices, monthly or yearly Certificate issued instantly	$2M/$4M limits for $269 a year Equipment cover included
Where it falls short	Price depends on your trade Not every trade in every state	Yearly lump sum, no monthly payments Only for wellness, beauty, and fitness practitioners
	Visit Insurance Canopy ↗	Visit Alternative Balance ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices