FLIP vs Alternative Balance
Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Alternative Balance costs less for a six-person team.
FLIP fits retail shop, restaurant or café, online store.- Alternative Balance fits service business, trades or contractor.
| Compare | FLIPVeracity Insurance | Alternative BalanceAlternative Balance |
|---|---|---|
| In one line | Liability insurance for food trucks, vendors, and caterers | Liability cover for wellness, beauty, and fitness pros at $269 a year |
| Starting price | From $25.92/mo | From $22.42/mo |
| Six-person team | $25.92/mo | $22.42/mo |
| Plans | $25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optional | $269/yr paid in full ($2M per occurrence, $4M aggregate general and professional liability; equipment cover included); higher-risk services +$139 to +$454; no monthly option |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | n/a | n/a |
| Integrations | Free unlimited additional insureds, certificates online | Equipment and participant accident cover included |
| Team size | Just me · 2–10 people | Just me |
| Available in | US | US |
| Phone support | Every plan | Every plan |
| Live chat | None listed | Every plan |
| Support hours | Phone: Monday – Friday 6am – 6pm Mountain Time | Phone: Monday-Friday 9AM-5PM (EST) |
| Incidents posted | We found no public status page for Veracity Insurance. | We found no public status page for Alternative Balance. |
| Trustpilot score | 3.6 / 5 from 1 reviews (few reviews) | 3.2 / 5 from 1 reviews (few reviews) |
| Fit: Retail shop | 30 | 20 |
| Fit: Restaurant or café | 85 | 5 |
| Fit: Service business | 20 | 85 |
| Fit: Agency or studio | 5 | 10 |
| Fit: Trades or contractor | 10 | 25 |
| Fit: Online store | 25 | 10 |
| Why people pick it |
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| Where it falls short |
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| Visit FLIP | Visit Alternative Balance |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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