Insurance Canopy vs The Hartford

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Insurance CanopyInsurance Canopy	The HartfordThe Hartford
In one line	Liability cover for solo service pros, priced online by trade	Small business liability and workers' comp from a long-standing insurer
Starting price	From $10/mo	From $67.50/mo
Six-person team	$10/mo	$67.50/mo
Plans	Starting prices by trade: beauty $10/mo or $96/yr; consultants $21/mo or $229/yr; cleaning $39/mo or $425/yr; additional insureds and tools cover cost extra	General liability averages about $68/mo ($810/yr) for its small business customers; a $1M policy averages about $69/mo; price depends on state, trade, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Instant certificates of insurance online	None needed
Team size	Just me · 2–10 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	None listed	None listed
Support hours	Phone: Monday–Friday 8:00 am–8:00 pm Eastern Time	Phone: M-F: 8 a.m. to 8 p.m. ET
Incidents posted	We found no public status page for Insurance Canopy.	We found no public status page for The Hartford.
Trustpilot score	Not listed	1.2 / 5 from 506 reviews
Fit: Retail shop	45	75
Fit: Restaurant or café	40	72
Fit: Service business	88	80
Fit: Agency or studio	60	75
Fit: Trades or contractor	70	80
Fit: Online store	45	65
Why people pick it	Published prices, monthly or yearly Certificate issued instantly	Large, established carrier Bundles liability and workers' comp
Where it falls short	Price depends on your trade Not every trade in every state	Final price needs a quote Not the cheapest online
	Visit Insurance Canopy ↗	Visit The Hartford ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices