Thimble vs Alternative Balance

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	ThimbleThimble	Alternative BalanceAlternative Balance
In one line	Short-term and monthly liability cover by the job	Liability cover for wellness, beauty, and fitness pros at $269 a year
Starting price	Price by quote	From $22.42/mo
Six-person team	Price by quote	$22.42/mo
Plans	General liability by the hour, day, or month; thimble.com shows a price only after a quote	$269/yr paid in full ($2M per occurrence, $4M aggregate general and professional liability; equipment cover included); higher-risk services +$139 to +$454; no monthly option
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	Equipment and participant accident cover included
Team size	Just me · 2–10 people	Just me
Available in	US	US
Phone support	Not looked up yet	Every plan
Live chat	Plans not stated	Every plan
Support hours	Not published	Phone: Monday-Friday 9AM-5PM (EST)
Incidents posted	We found no public status page for Thimble.	We found no public status page for Alternative Balance.
Trustpilot score	4.1 / 5 from 2,376 reviews	3.2 / 5 from 1 reviews (few reviews)
Fit: Retail shop	40	20
Fit: Restaurant or café	45	5
Fit: Service business	80	85
Fit: Agency or studio	55	10
Fit: Trades or contractor	85	25
Fit: Online store	30	10
Why people pick it	Pay only when working Instant certificates	$2M/$4M limits for $269 a year Equipment cover included
Where it falls short	Not for workers' comp Limited to lower-risk trades	Yearly lump sum, no monthly payments Only for wellness, beauty, and fitness practitioners
	Visit Thimble ↗	Visit Alternative Balance ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices