Found vs Bank of America Business Advantage

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	FoundFound	Bank of America Business AdvantageBank of America
In one line	Banking with bookkeeping and tax set-asides for the self-employed	Branch checking with the first year free
Starting price	Free	From $16/mo
Six-person team	$0/mo	$16/mo
Plans	Free; Plus $35/mo ($315/yr); Pro $80/mo ($720/yr); 30-day trial on paid plans	Fundamentals: $0 for 12 months, then $16/mo unless you keep a $5,000 combined average balance, spend $500/mo on the debit card, or join Preferred Rewards; Relationship: $29.95/mo or $0 with waivers
Pricing model	Free tier	Paid
Free trial	30 days	—
Users	1 owner; team cards	Unlimited
Both connect to	Xero
Also connects to	No others on record	QuickBooks Online
Team size	Just me	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated; Found Plus and up	Plans not stated
Live chat	None listed	None listed
Support hours	Not published	Phone: Mon–Fri 7 a.m.–11 p.m. ET; Sat 8 a.m.–8 p.m. ET
Incidents posted	We found no public status page for Found.	We found no public status page for Bank of America.
Trustpilot score	4.1 / 5 from 1,774 reviews	Not listed
Fit: Retail shop	35	82
Fit: Restaurant or café	25	80
Fit: Service business	85	72
Fit: Agency or studio	75	55
Fit: Trades or contractor	70	75
Fit: Online store	50	50
Why people pick it	Bookkeeping and tax estimates built in Free invoicing	First year free Large branch network
Where it falls short	Built for one-person businesses No payroll	$16 fee after a year unless waived Low interest
	Visit Found ↗	Visit Bank of America Business Advantage ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices