Novo vs Found

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	NovoNovo	FoundFound
In one line	Free online business checking with ATM fee refunds	Banking with bookkeeping and tax set-asides for the self-employed
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	No monthly fee; no minimum balance; ATM fees refunded up to $7/mo	Free; Plus $35/mo ($315/yr); Pro $80/mo ($720/yr); 30-day trial on paid plans
Pricing model	Free	Free tier
Free trial	—	30 days
Users	Account owner plus cards	1 owner; team cards
Both connect to	Xero
Also connects to	QuickBooks Online, FreshBooks	No others on record
Team size	Just me · 2–10 people	Just me
Available in	US	US
Phone support	None listed	Plans not stated; Found Plus and up
Live chat	Every plan	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Novo.	We found no public status page for Found.
Trustpilot score	4.0 / 5 from 4,873 reviews	4.1 / 5 from 1,774 reviews
Fit: Retail shop	55	35
Fit: Restaurant or café	45	25
Fit: Service business	85	85
Fit: Agency or studio	85	75
Fit: Trades or contractor	70	70
Fit: Online store	82	50
Why people pick it	No fees or minimums Good app integrations	Bookkeeping and tax estimates built in Free invoicing
Where it falls short	Awkward for cash deposits No branches	Built for one-person businesses No payroll
	Visit Novo ↗	Visit Found ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices