Bluevine vs Bank of America Business Advantage

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	BluevineBluevine	Bank of America Business AdvantageBank of America
In one line	Interest-bearing business checking with a line of credit	Branch checking with the first year free
Starting price	Free	From $16/mo
Six-person team	$0/mo	$16/mo
Plans	Standard free; Plus $30/mo; Premier $95/mo	Fundamentals: $0 for 12 months, then $16/mo unless you keep a $5,000 combined average balance, spend $500/mo on the debit card, or join Preferred Rewards; Relationship: $29.95/mo or $0 with waivers
Pricing model	Free	Paid
Free trial	—	—
Users	Unlimited	Unlimited
Both connect to	QuickBooks Online, Xero
Also connects to	No others on record	No others on record
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	Plans not stated	None listed
Support hours	Not published	Phone: Mon–Fri 7 a.m.–11 p.m. ET; Sat 8 a.m.–8 p.m. ET
Incidents posted	We found no public status page for Bluevine.	We found no public status page for Bank of America.
Trustpilot score	4.7 / 5 from 11,737 reviews	Not listed
Fit: Retail shop	70	82
Fit: Restaurant or café	65	80
Fit: Service business	75	72
Fit: Agency or studio	60	55
Fit: Trades or contractor	80	75
Fit: Online store	65	50
Why people pick it	Interest on checking Credit line available	First year free Large branch network
Where it falls short	Interest needs activity thresholds	$16 fee after a year unless waived Low interest
	Visit Bluevine ↗	Visit Bank of America Business Advantage ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices