Found vs Wise Business

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	FoundFound	Wise BusinessWise
In one line	Banking with bookkeeping and tax set-asides for the self-employed	Multi-currency account for paying and getting paid abroad
Starting price	Free	$31 one-time setup
Six-person team	$0/mo	$31 one-time setup
Plans	Free; Plus $35/mo ($315/yr); Pro $80/mo ($720/yr); 30-day trial on paid plans	$31 one-time setup fee; no monthly fee; conversion fees vary by currency; ATM withdrawals free up to $250/mo, then $1.95 + 1.95%; volume discount over $25,000/mo
Pricing model	Free tier	Paid
Free trial	30 days	—
Users	1 owner; team cards	Multiple
Both connect to	Xero
Also connects to	No others on record	QuickBooks Online, Wave, Zoho Books
Team size	Just me	Just me · 2–10 people · 11–50 people
Available in	US	US · UK · CA · AU
Phone support	Plans not stated; Found Plus and up	Every plan (US)
Live chat	None listed	Not looked up yet
Support hours	Not published	Phone: 24/7
Incidents posted	We found no public status page for Found.	5 incidents posted on Wise's status page, which covers all Wise products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Wise. Status page
Capterra score	Not listed	3.7 / 5 from 91 reviews
Trustpilot score	4.1 / 5 from 1,774 reviews	Not listed
Fit: Retail shop	35	25
Fit: Restaurant or café	25	15
Fit: Service business	85	45
Fit: Agency or studio	75	65
Fit: Trades or contractor	70	20
Fit: Online store	50	65
Why people pick it	Bookkeeping and tax estimates built in Free invoicing	Mid-market exchange rate Local account details abroad
Where it falls short	Built for one-person businesses No payroll	Not a full US bank account; pair it with one Fees on every conversion
	Visit Found ↗	Visit Wise Business ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices