Bluevine vs Found

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

Bluevine fits retail shop, restaurant or café, trades or contractor, online store.
Found fits service business, agency or studio.
Bluevine suits teams past ten people.

Compare	BluevineBluevine	FoundFound
In one line	Interest-bearing business checking with a line of credit	Banking with bookkeeping and tax set-asides for the self-employed
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Standard free; Plus $30/mo; Premier $95/mo	Free; Plus $35/mo ($315/yr); Pro $80/mo ($720/yr); 30-day trial on paid plans
Pricing model	Free	Free tier
Free trial	—	30 days
Users	Unlimited	1 owner; team cards
Both connect to	Xero
Also connects to	QuickBooks Online	No others on record
Team size	Just me · 2–10 people · 11–50 people	Just me
Available in	US	US
Phone support	Plans not stated	Plans not stated; Found Plus and up
Live chat	Plans not stated	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Bluevine.	We found no public status page for Found.
Trustpilot score	4.7 / 5 from 11,737 reviews	4.1 / 5 from 1,774 reviews
Fit: Retail shop	70	35
Fit: Restaurant or café	65	25
Fit: Service business	75	85
Fit: Agency or studio	60	75
Fit: Trades or contractor	80	70
Fit: Online store	65	50
Why people pick it	Interest on checking Credit line available	Bookkeeping and tax estimates built in Free invoicing
Where it falls short	Interest needs activity thresholds	Built for one-person businesses No payroll
	Visit Bluevine	Visit Found

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices