Found vs Grasshopper Bank

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	FoundFound	Grasshopper BankGrasshopper Bank, N.A.
In one line	Banking with bookkeeping and tax set-asides for the self-employed	Chartered digital bank with free checking that pays interest
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Free; Plus $35/mo ($315/yr); Pro $80/mo ($720/yr); 30-day trial on paid plans	No monthly fee; $100 to open; ACH and incoming wires free; outgoing wires $5 domestic, $25 international; checking earns variable interest
Pricing model	Free tier	Free
Free trial	30 days	—
Users	1 owner; team cards	Multiple, with approval rules
Both connect to	No shared connections on record.
Also connects to	Xero	QuickBooks Online
Team size	Just me	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated; Found Plus and up	Plans not stated
Live chat	None listed	None listed
Support hours	Not published	Phone: M-F 9am-9pm ET
Incidents posted	We found no public status page for Found.	We found no public status page for Grasshopper Bank, N.A..
Trustpilot score	4.1 / 5 from 1,774 reviews	4.1 / 5 from 471 reviews
Fit: Retail shop	35	55
Fit: Restaurant or café	25	45
Fit: Service business	85	80
Fit: Agency or studio	75	80
Fit: Trades or contractor	70	60
Fit: Online store	50	72
Why people pick it	Bookkeeping and tax estimates built in Free invoicing	Checking that pays interest A chartered bank, not a fintech layer
Where it falls short	Built for one-person businesses No payroll	Outgoing wires cost $10 domestic, $25 international Cash deposits only at select MoneyPass ATMs
	Visit Found ↗	Visit Grasshopper Bank ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices